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19 Financial Secrets That Most Seniors Never Hear About

Posted by John Collins - 3 Days Ago

Washington: Did you know that most seniors unknowingly overpay for everything? From auto insurance to prescription medications to groceries, you’re probably spending more than you should. But how would you know? They don’t tell you. The fact of the matter is, most companies actually offer secret discounts to seniors, all you have to do is ask. To stop you from spending more money than you should, we’ve put together the ultimate list of 19 places that you’re entitled a discount to. Remember, if you want to save, you simply have to ask.


19. Seniors: Here's The Guide To Enjoy Life At A Discount

We all love to go out and enjoy ourselves. But did you know that you can earn discounts just by having fun? If it sounds too good to be true, think again. We’ve gone ahead and put together a list of fun entertainment options that offer discounts to seniors. Check it out!
  • AMC Theaters: 30% for seniors 60+
  • Regal Cinemas: 30% off for seniors 60+
  • Kindle E-Books: AARP members save 50% off
  • Ticketmaster: Seniors 65+ enjoy reduced prices on tickets (discount varies per ticket)
  • US Museums: Seniors 50+ enjoy discounts and special offers at museums. (discount varies depending on museum)

18. Born Before 1964? Get $3,588/Year Off Your Mortgage With The Lucrative “RaTO” Program

Still unknown to many homeowners is an amazing program called Rate and Term Option (RaTO) that could benefit millions of Americans and reduce your payments by as much as $3,588 per year! You can bet the banks aren’t too thrilled about losing all that profit and probably secretly hope homeowners don’t find out before the rules change. So while the banks happily wait for this program to end, experts are making a nationwide push and urging homeowners to take advantage of this amazing program. This program is currently active as of 2021, but as everything the rules may change soon. But the good news is that once you’re in, you’re in. If lowering your payments, paying off your mortgage faster would help you, it’s vital you act now and see if you could qualify for RaTO or a better rate in today’s marketplace.

17. Sera CBD Gummies: The Natural Solution For Your Health

Do you suffer from the following: Joint pain, arthritis, diabetes, or even frequent headaches? If so, we all know the burden it can cause. Luckily for you, there’s been a recent medical breakthrough that surprises even doctors across the country. Sera CBD Gummies. This natural remedy is helps to relieve joint pain, arthritis, autoimmune disorder, diabetes, high blood pressure, prostate, Alzheimer’s, nausea, inflammation, etc. This groundbreaking CBD works like magic and is the most powerful CBD on the market, helping you to feel like yourself in no time. And the best part, it’s extremely affordable. Join Millions of other seniors in taking their life back today!

16. Save Up To 50% On Your Car Insurance

You might not know but a lot of insurance companies offering savings for people with good driving records. One way to find affordable rates is to compare insurance plans on this website. Lot of people are already taking advantage of this free service and saving up to 50% each year! Also don't forget that if you cancel your current policy before the end date, you're usually entitled to a refund of the remaining balance.

15. Miracle Sheets - Self Cleaning and Cooling Sheets

You spend 1/3 of your life, in your bed sheets. Bacteria, dust and oil from your skin accumulates in your bed, which can have negative consequences. The makers of Miracle Sheets came up with a creative solution to keep your bed clean and bacteria free. They use an advanced all-natural silver infused cotton fabric that fights 99% of bacteria. Of course you can't feel the silver, all you feel is luxurious supima cotton, this is essentially self-cleaning between washes. They are very effective solution to fight off smells and maintain freshness.

14. Stop Paying For Home Appliance Repairs

Many seniors don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who has hundreds or even thousands available at a moment’s notice for unscheduled repairs? For this reason, many homeowners are getting this new Home Warranty Program, and they’re ending up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs – they’re all covered! If there’s something they can’t fix, most likely they will replace it.

13. Get the Inside Track On Upcoming Potential Stock Winners

Do you want a chance to put $2,500, $5,000, $10,000 or more in your pocket every Thursday depending on the size of your stake? Andrew Keene is a top income expert who shows everyday Americans how to protect and grow their wealth. Keene offers his analysis and recommendations by way of subscription through his Project 303. With this subscription, you’ll have everything you need to set yourself up for a shot to make thousands of dollars every Thursday for as long as you’d like… all while having more fun “working” than you’ve ever had in your life.

12. Take $3,120/year Off Your Mortgage with the New Government "Enhanced Relief" Program

If you're a homeowner, this one thing could save yourself thousands of dollars this year... Congress recently passed a new government program called the Enhanced Relief Refinance initiative. This program is designed to help the average American homeowner reduce their payments by an average of $3,120/year (or $260/month). There's no telling when the program could expire, so it's suggested that homeowners visit the free Enhanced Relief Savings website to check their eligibility right away. So while the banks happily wait for this program to end, the Government is making a final push and urging homeowners to take advantage. This program is currently active but could be shut down at any given time. The good news is that once you're in, you're in. Checking your eligibility is quick and completely free!

11. NeckRelax - Finally, Real Relief for World Neck Pain Sufferers—Even if Nothing Else Has Worked!

Neck Relax is a state-of-the-art portable neck pain massager. This small device helps to stimulate and relax muscles along your vertical spine – feels better than a massage! This allows you to get fast relief wherever you are. Neck Relax can be used from the comfort of your own home or office. This cutting edge tech combines ultrasound technology combined with infrared heat and electro stimulation. It's remarkably effective.

10. Get A Walk-In Bathtub At A Big Discount

Walk-in tubs are designed to satisfy the needs of seniors, the disabled, handicapped or anyone with mobility challenges. Statistics say that falls occur in your bathroom more often than in any other room in your house. The Center for Disease Control tells us that two-thirds of bathroom injuries happen near your tub or shower. Usually, they occur when you step over your tub wall or slip on a wet floor, or when you lean on a glass door that wasn’t designed to support your weight. These bathroom injuries increase after you turn 65. Often when your eyesight starts to fade, and you have less mobility and balance. The bottom line? One in three adults over 65 experience falls each year. Right now, many Walk-in Tub manufacturers are offering big discounts to seniors. You can get a free quote on a Walk-in Tub by visiting this website.

9. Negotiate Your Current Credit Card Debt Down to Fractions

Stepping into retirement can be pretty daunting. Doing it with existing credit card debts can make it even more of a challenge. Debt Settlement allows you to combine all your credit card debts into a single monthly payment. Generally this allows for much lower payments on a monthly basis than the sum total of the separate debts – making life a lot more manageable. Freedom Debt Relief will walk you through the process making it simple and painless. If you have more than $15,000 in debt then this is something you should do right away, compounding interest is NOT your friend.

8. FREE Membership to Senior Perks

Senior Perks membership gives you access to huge discounts, deals, coupons and more. Sign up below to get the latest deals on healthcare, home appliances, electronics, groceries, restaurant discounts and much more. Membership to Senior Perks is completely free (no strings attached). When you sign-up you will get a free e-mail newsletter updates sent to your inbox with the latest discounts and deals. To join the Senior Perks Senior Living email newsletter, powered by ArcaMax, simply enter your e-mail below and click “SUBSCRIBE”:

7. ClipperPro - The High Quality, Easy Way to Cut Nails for Seniors, Kids and Anyone Who Wants Beautiful Nails!

The easiest and most scientifically ergonomic way to cut your nails. Don’t struggle with low-quality, dangerous scissors and nail clippers that are sold in discount stores. Badly made mass-produced nail cutting clippers are little more than toys. ClipperPro is an extremely high-quality nail cutting instrument that was designed by orthopedic surgeons. It will make cutting even the toughest nails easy and painless. Thick nails, ingrown nails, tough nails will cut like butter and not hurt your hands!

6. Muama Instant Language Translator - Talk To Anyone In Most Languages

We are finally breaking down the language barrier around the world. This cool device helps you communicate with anyone in any country around the world, and it's small enough to fit in your pocket. Speak into the Muama translator and it will translate for you, into the selected foreign language of choice. Let the person you are speaking with, do the same, and you can have a full-on conversation with people that speak two different languages! These are essential for international travel, I wouldn't leave the country without mine. Amazing times we are living in now.

5. Styletto X: Finally A Hearing Aid That Actually Works

Are you one of the 48 million Americans that struggles with hearing loss? Are you like many and think your hearing aids are too big, uncomfortable, and don’t actually work? Well finally, there is a revolutionary solution for all of us… Styletto X. Styletto X is a first-of-its-kind Bluetooth hearing aid that is virtually invisible and clinically proven to deliver better than normal hearing…even in crowded environments. . And the best part…its affordable and easy to get! Who says hearing aids have to be clunky and expensive?

4. Save Up To 33% on Home Insurance!

Your home is one of the largest financial investments you'll make in your lifetime. But it's also an investment that's vulnerable to risk. From water damage, to liability from injuries, to theft — it's important to have insurance in place to safeguard your family and home from financial risk. Homeowner insurance safeguards your home from a multitude of hazards, including wind damage, fire, vandalism, tornadoes, hurricanes, and thunderstorms. We've partnered with one of the top sites to search for reliable homeowners insurance. Simply enter your zip, along with some basic information and they can find you the best rate from multiple companies. Protip: If you have already paid your homeowners insurance premium for the year, if you replace with another provider, they will typically refund any unused portion. This means it pays to switch today.

3. BuzzBGone - Get Rid of Those Nasty Mosquitos

It's about that time of the year, when the mosquitos are relentless. Typically people use special candles or bug spray to fight them, but I bet you never heard of the BuzzBGone? The BuzzBGone is a special type of device that attracts then sucks mosquitos into an inescapable vortex. Thats right, no strange smelling candles, or spraying yourself with chemicals to keep them at bay. Best part is, its very affordable only $40.

2. CircaKnee - Compression Knee Sleves

If you have knee pain, you may be taking multiple medications, with little relief. CircaKnee takes a more wholistic approach of knee pain, that is working for many people. One of the biggest mistakes people make with knee pain is to limit movement of the affected joint, which leads to stiffness and weakness that only makes matters worst. The Circa Knee Compression Knee Sleeve relieve and protect your knees from discomfort and inflammation, while still allowing you to move your knee. It's a great way to get on your feet again, while managing the pain.

1. Save up to 70% on Life Insurance

Do you have loved ones that depend on you? Are you doing everything to ensure they will be financially stable if the worst happens? While most Americans consider life insurance a necessity, not all Americans have a policy and fewer yet have secured the best possible deal on their plan. Whether you are a homeowner, business owner, or your family’s primary provider, you should protect those that matter the most with a policy that best fits you and your loved ones’ needs. Obtaining life insurance should be one of the most critical decisions for your family’s future - why not get that sense of security at the best possible rate and with maximum coverage? The best way to ensure you are getting the best deal possible is to shop online and compare all your options. In most cases, you may qualify for up to $50,000 of life insurance coverage for as low as $15 per month. Two minutes is all it takes to learn how you can protect your family at the best possible cost.

New Arrivals Just For You!

How to Get Rid of a Timeshare

We’ve all been there. It sounded like a dream come true during the pitch. Maybe you even got a few good uses out of it, but with annual maintenance fees hovering near $1,000 and a difficult booking process, many timeshare owners have come to regret their “investment.”

Here’s some exciting news: you can get out of that burdensome timeshare with the help of Smart Timeshare. The national network of experts at Smart Timeshare has helped thousands of people exit their timeshares each year, and right now, they are offering a free consultation to help you review your options.

Claim Your Free Smart Doorbell Installation

Did you know that a home burglary is committed every 13 seconds in the US? And if you’re a senior, the troubling news is that you’re at the highest risk to a home invasion. But just because that what the statistics state, doesn’t mean you have to be a part of it. The key to staying safe…..a home security system. Now, I know what you may be thinking. “But aren’t home security systems expensive? I can’t afford that.” The good news is, we have you covered. For a limited time, we’ve teamed up with ADT. What you get: - Home Security System Installation Discounts - Free Service & Repairs - 6 Month Risk Free Money Back Guarantee

Get Government Rebates To Go Solar And Cut Your Energy Bill

Did you know you can significantly reduce your monthly electric bill by going solar? If you live in a qualified zip code, you can get great rebates just by going solar! . Thanks to a little-known federal program called the Solar Income Tax Credit, homeowners who live in specific zip codes are getting thousands in rebates to install solar panels. Many people were shocked that subsidies and rebates can cover a good percentage of costs associated with installation, so it could cost very little to have done. Learn more about this program and check if your zip code qualifies.

Save a Fortune On Windows

Did you know that old windows are one of the biggest factors that drive up your home electricity bills? Old windows let in cold air in the winter, and let out air conditioning in the summer. You can typically save up to 30% on your electricity, simply by replacing those old broken or leaky windows, with new energy efficient ones. Window design technology and materials have changed, a lot in the past years, to really help keep your home insulated. Good news, is we have partnered with Renewal By Andersen, to offer significant savings to our readers. Buy One Get one 40% Off. Click here to take advantage of this exclusive offer. *Minimum Purchase Required. Visit Here to see offer details

MindInsole - Relief for Back Pack, Muscle Inflammation

MindInsole are specialty inserts that you put in your shoes, that are designed to alleviate leg, and back pain and promote a well-balanced lifestyle. MindInsole isn’t only just for pain and stress though, many people wear MindInsole to boost energy, promote blood circulation, and for comfort when standing for long periods of time. They work by utilizing magnets that touch your pressure points to help stimulate your reflexes, and put into practice what thousands of years of ancient Chinese medicine has taught us. With millions sold, its no surprise they are taking the footwear market by storm.

Don’t Forget About These Great Money-Saving Ideas:


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