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19 Financial Secrets That Most Seniors Never Hear About

Posted by John Collins - 3 Days Ago

Washington: Did you know that most seniors unknowingly overpay for everything? From auto insurance to prescription medications to groceries, you’re probably spending more than you should. But how would you know? They don’t tell you. The fact of the matter is, most companies actually offer secret discounts to seniors, all you have to do is ask. To stop you from spending more money than you should, we’ve put together the ultimate list of 19 places that you’re entitled a discount to. Remember, if you want to save, you simply have to ask.


19. Seniors: Here's The Guide To Enjoy Life At A Discount

We all love to go out and enjoy ourselves. But did you know that you can earn discounts just by having fun? If it sounds too good to be true, think again. We’ve gone ahead and put together a list of fun entertainment options that offer discounts to seniors. Check it out!
  • AMC Theaters: 30% for seniors 60+
  • Regal Cinemas: 30% off for seniors 60+
  • Kindle E-Books: AARP members save 50% off
  • Ticketmaster: Seniors 65+ enjoy reduced prices on tickets (discount varies per ticket)
  • US Museums: Seniors 50+ enjoy discounts and special offers at museums. (discount varies depending on museum)

18. Born Before 1964? Get $3,840/Year Off Your Mortgage With The Lucrative “RaTO” Program

Still unknown to many homeowners is an amazing program called Rate and Term Option (RaTO) that could benefit millions of Americans and reduce your payments by as much as $3,840 per year! You can bet the banks aren’t too thrilled about losing all that profit and probably secretly hope homeowners don’t find out before the rules change. So while the banks happily wait for this program to end, experts are making a nationwide push and urging homeowners to take advantage of this amazing program. This program is currently active as of 2021, but as everything the rules may change soon. But the good news is that once you’re in, you’re in. If lowering your payments, paying off your mortgage faster would help you, it’s vital you act now and see if you could qualify for RaTO or a better rate in today’s marketplace.

17. Save Up To 50% On Your Car Insurance

You might not know but a lot of insurance companies offering savings for people with good driving records. One way to find affordable rates is to compare insurance plans on this website. Lot of people are already taking advantage of this free service and saving up to 50% each year! Also don't forget that if you cancel your current policy before the end date, you're usually entitled to a refund of the remaining balance.

16. Sera CBD Gummies: The Natural Solution For Your Health

Do you suffer from the following: Joint pain, arthritis, diabetes, or even frequent headaches? If so, we all know the burden it can cause. Luckily for you, there’s been a recent medical breakthrough that surprises even doctors across the country. Sera CBD Gummies. This natural remedy is helps to relieve joint pain, arthritis, autoimmune disorder, diabetes, high blood pressure, prostate, Alzheimer’s, nausea, inflammation, etc. This groundbreaking CBD works like magic and is the most powerful CBD on the market, helping you to feel like yourself in no time. And the best part, it’s extremely affordable. Join Millions of other seniors in taking their life back today!

15. Miracle Sheets - Self Cleaning and Cooling Sheets

You spend 1/3 of your life, in your bed sheets. Bacteria, dust and oil from your skin accumulates in your bed, which can have negative consequences. The makers of Miracle Sheets came up with a creative solution to keep your bed clean and bacteria free. They use an advanced all-natural silver infused cotton fabric that fights 99% of bacteria. Of course you can't feel the silver, all you feel is luxurious supima cotton, this is essentially self-cleaning between washes. They are very effective solution to fight off smells and maintain freshness.

14. Take $3,120/year Off Your Mortgage with the New Government "Enhanced Relief" Program

If you're a homeowner, this one thing could save yourself thousands of dollars this year... Congress recently passed a new government program called the Enhanced Relief Refinance initiative. This program is designed to help the average American homeowner reduce their payments by an average of $3,120/year (or $260/month). There's no telling when the program could expire, so it's suggested that homeowners visit the free Enhanced Relief Savings website to check their eligibility right away. So while the banks happily wait for this program to end, the Government is making a final push and urging homeowners to take advantage. This program is currently active but could be shut down at any given time. The good news is that once you're in, you're in. Checking your eligibility is quick and completely free!

13. Stop Paying For Home Appliance Repairs

Many seniors don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who has hundreds or even thousands available at a moment’s notice for unscheduled repairs? For this reason, many homeowners are getting this new Home Warranty Program, and they’re ending up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs – they’re all covered! If there’s something they can’t fix, most likely they will replace it.

12. FREE Membership to Senior Perks

Senior Perks membership gives you access to huge discounts, deals, coupons and more. Sign up below to get the latest deals on healthcare, home appliances, electronics, groceries, restaurant discounts and much more. Membership to Senior Perks is completely free (no strings attached). When you sign-up you will get a free e-mail newsletter updates sent to your inbox with the latest discounts and deals. To join the Senior Perks Senior Living email newsletter, powered by ArcaMax, simply enter your e-mail below and click “SUBSCRIBE”:

11. NeckRelax - Finally, Real Relief for World Neck Pain Sufferers—Even if Nothing Else Has Worked!

Neck Relax is a state-of-the-art portable neck pain massager. This small device helps to stimulate and relax muscles along your vertical spine – feels better than a massage! This allows you to get fast relief wherever you are. Neck Relax can be used from the comfort of your own home or office. This cutting edge tech combines ultrasound technology combined with infrared heat and electro stimulation. It's remarkably effective.

10. Negotiate Your Current Credit Card Debt Down to Fractions

Stepping into retirement can be pretty daunting. Doing it with existing credit card debts can make it even more of a challenge. Debt Settlement allows you to combine all your credit card debts into a single monthly payment. Generally this allows for much lower payments on a monthly basis than the sum total of the separate debts – making life a lot more manageable. Freedom Debt Relief will walk you through the process making it simple and painless. If you have more than $15,000 in debt then this is something you should do right away, compounding interest is NOT your friend.

9. Muama Instant Language Translator - Talk To Anyone In Most Languages

We are finally breaking down the language barrier around the world. This cool device helps you communicate with anyone in any country around the world, and it's small enough to fit in your pocket. Speak into the Muama translator and it will translate for you, into the selected foreign language of choice. Let the person you are speaking with, do the same, and you can have a full-on conversation with people that speak two different languages! These are essential for international travel, I wouldn't leave the country without mine. Amazing times we are living in now.

8. ClipperPro - The High Quality, Easy Way to Cut Nails for Seniors, Kids and Anyone Who Wants Beautiful Nails!

The easiest and most scientifically ergonomic way to cut your nails. Don’t struggle with low-quality, dangerous scissors and nail clippers that are sold in discount stores. Badly made mass-produced nail cutting clippers are little more than toys. ClipperPro is an extremely high-quality nail cutting instrument that was designed by orthopedic surgeons. It will make cutting even the toughest nails easy and painless. Thick nails, ingrown nails, tough nails will cut like butter and not hurt your hands!

7. LaidBack – Alleviate Foot Pain, Body Stress, and Swelling in Minutes!

Imagine coming home from a long day at work and dealing with foot pain and body stress every single day. Well now, those days are over! Introducing LaidBack! LaidBack is a new powerful massage machine that helps you eliminate foot pain, stress, and tension at home. No more hassles setting appointments, only pain relief and relaxation. LaidBack is suitable for anyone and any size. Invest in yourself and reap the benefits of no more foot pain. Act fast, and get the LaidBack device now part of this exclusive deal!

6. Starscope Monocular – See Everything In A New Way

If you like to camp, hunt, attend sporting events, or just like to be outdoors, then you need Starscope Monocular. This fantastic device will allow you to see life up close…..from miles away. Unlike your average clunky binoculars, Starscope Monocular is lightweight, waterproof, and can fit in your pocket to be taken anywhere, without the hassle. Starscope is made with multi-coated optical glass to fog-proof the lens, ensuring your up-close experience is unmatched. So imagine, being able to clearly see animals from a distance, NFL athletes up close, or the texture of the moon when stargazing. If you’re like most Seniors, you’ll never leave your house without your Starscope Monocular. For a limited time, you can get 50% off

5. Save Up To 33% on Home Insurance!

Your home is one of the largest financial investments you'll make in your lifetime. But it's also an investment that's vulnerable to risk. From water damage, to liability from injuries, to theft — it's important to have insurance in place to safeguard your family and home from financial risk. Homeowner insurance safeguards your home from a multitude of hazards, including wind damage, fire, vandalism, tornadoes, hurricanes, and thunderstorms. We've partnered with one of the top sites to search for reliable homeowners insurance. Simply enter your zip, along with some basic information and they can find you the best rate from multiple companies. Protip: If you have already paid your homeowners insurance premium for the year, if you replace with another provider, they will typically refund any unused portion. This means it pays to switch today.

4. Better Butter Spreader: The #1 Thing All Seniors Needs In Their Kitchen Now

We all love butter. But how many times have you destroyed your bread trying to carefully spread your butter? Probably a lot, huh? The fact of the matter is butter knives just don’t cut it anymore. That is, until the introduction of the Better Butter Spreader. The Better Butter Spreader is unlike any other knife you’ve ever seen before. Instead of scraping the butter in big clumps like a normal knife, the Better Butter Spreader is equipped with 21 triangular holes, forcing the butter through and creating beautiful, thick swirls. Its unique 3-1 Design allows you to effortlessly swirl, slice, and spread your butter, giving you the perfect toast every time. After this, you’ll never want to use another knife again. BONUS: If you’re a senior, you can claim a 50% discount!

3. CircaKnee - Compression Knee Sleves

If you have knee pain, you may be taking multiple medications, with little relief. CircaKnee takes a more wholistic approach of knee pain, that is working for many people. One of the biggest mistakes people make with knee pain is to limit movement of the affected joint, which leads to stiffness and weakness that only makes matters worst. The Circa Knee Compression Knee Sleeve relieve and protect your knees from discomfort and inflammation, while still allowing you to move your knee. It's a great way to get on your feet again, while managing the pain.

2. InfinitiKloud - Backup Your Entire Phone In 1 Click

Problem: Every year millions of American's lose their precious memories by having phone malfunctions or simply even their phone getting lost. Same goes for your computer, hard drive failures are extremely common, and if you don't have a backup of your photos and videos, they are gone forever. Solution: InfinitiKloud is helping people to protect their crucial and memorable photos, videos, and documents. Simply plug this small device into your mobile phone, tablet, or computer and hit the red start button. InfinitiKloud will back up all of your files on the device within minutes. Then you can plug it into any other computer and restore all of your files easily.

1. Save a Fortune On Windows

Did you know that old windows are one of the biggest factors that drive up your home electricity bills? Old windows let in cold air in the winter, and let out air conditioning in the summer. You can typically save up to 30% on your electricity, simply by replacing those old broken or leaky windows, with new energy efficient ones. Window design technology and materials have changed, a lot in the past years, to really help keep your home insulated. Good news, is we have partnered with Renewal By Andersen, to offer significant savings to our readers. Buy One Get one 40% Off. Click here to take advantage of this exclusive offer. *Minimum Purchase Required. Visit Here to see offer details

New Arrivals Just For You!

Get Government Rebates To Go Solar And Cut Your Energy Bill

Did you know you can significantly reduce your monthly electric bill by going solar? If you live in a qualified zip code, you can get great rebates just by going solar! . Thanks to a little-known federal program called the Solar Income Tax Credit, homeowners who live in specific zip codes are getting thousands in rebates to install solar panels. Many people were shocked that subsidies and rebates can cover a good percentage of costs associated with installation, so it could cost very little to have done. Learn more about this program and check if your zip code qualifies.

Huusk Japan - Samurai Standard in Kitchen Knives

Did you know that the most dangerous tool in the kitchen is a blunt kitchen knife? When a knife is not sharp, you have to push it through food rather than safely slicing. The Japanese are famous for their high quality and edge retention on their knives. Huusk knives have taken this innovation to the next level. With their ergonomic design, and sharp blade, they are designed to help you cook properly and safely. For our readers Huusk is offering 50% off their flagship knife.

Save Up To $500 On A Oxygen Concentrator

The Oxygen Concentrator Store is running a special now for our readers. Visit Here to claim your $500 off coupon for any oxygen concentrator they offer. On top of this, they are able to cut out the middle man because its an online store, so they can pass along special internet pricing, to help you get the best deal possible for the device that you need. They carry all the latest brands including Inogen, Invacare, Respironics, and more.

Don’t Forget About These Great Money-Saving Ideas:


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